ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํ˜œํƒ, ๋ฐœ๊ธ‰๋ฐฉ๋ฒ•, ์—ฐํšŒ๋น„, ์žฅ๋‹จ์ 

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํ˜œํƒ, ๋ฐœ๊ธ‰๋ฐฉ๋ฒ•, ์—ฐํšŒ๋น„, ์žฅ๋‹จ์  ์•„๋ž˜์—์„œ ์„ค๋ช…๋“œ๋ฆฌ๊ฒ ์Šต๋‹ˆ๋‹ค.

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํŠน์ง•

ํ˜„๋Œ€๋ฐฑํ™”์ /์•„์šธ๋ › 5%ํ• ์ธ/ํ˜„๋Œ€๋ฐฑํ™”์  2์‹œ๊ฐ„ ๋ฌด๋ฃŒ์ฃผ์ฐจ/3๊ฐœ์›” ๋ฌด์ด์žํ• ๋ถ€

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํ˜œํƒ

ํ˜„๋Œ€๋ฐฑํ™”์ /์•„์šธ๋ › 5% ํ• ์ธ

– ์‹ ๊ทœ๊ฐ€์ž… ์‹œ์  ~ 3๊ฐœ์›” ์ฐจ: ๋งค์›” 5% ํ• ์ธ ์ฟ ํฐ 3๋งค ์ง€๊ธ‰

– ์‹ ๊ทœ๊ฐ€์ž… 4๊ฐœ์›”์ฐจ๋ถ€ํ„ฐ: ์ฟ ํฐ ๋ฐœํ–‰์›” ์ง์ „ 4๊ฐœ์›” ๊ฐ„ ๊ธˆ์•ก ๋ฌด๊ด€ํ•˜๊ฒŒ ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ์ด์šฉ์‹ค์  ์žˆ๋Š” ๊ฒฝ์šฐ 5% ํ• ์ธ ์ฟ ํฐ 3๋งค ์ง€๊ธ‰

์ด์šฉ ์•ˆ๋‚ด

– ํ˜„๋Œ€๋ฐฑํ™”์ , ํ˜„๋Œ€์•„์šธ๋ ›์—์„œ๋งŒ ์ด์šฉ ๊ฐ€๋Šฅ

– ๋ณด์œ  ์ฟ ํฐ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ๊ฒฐ์ œ ์‹œ ์ž๋™ ์ ์šฉ

– ์‹ํ’ˆ / ์‹๋‹น๊ฐ€ / ๊ฐ€์ „ ยท ๊ฐ€๊ตฌ ๋ช…ํ’ˆ์„ ๋น„๋กฏํ•œ ์ผ๋ถ€ ํ’ˆ๋ชฉ ยท ๋งค์žฅ ์ œ์™ธ

ํ˜„๋Œ€๋ฐฑํ™”์  2์‹œ๊ฐ„ ๋ฌด๋ฃŒ ์ฃผ์ฐจ

– ๋ชจ๋ฐ”์ผ์นด๋“œ ์‚ฌ์šฉํ•˜๋Š” ๊ฒฝ์šฐ: ๋งค์›” 1์ผ ๋ฌด๋ฃŒ ์ฃผ์ฐจ๊ถŒ 2๋งค ์ œ๊ณต (ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ APP

– ์ฒญ๊ตฌ ๊ธˆ์•ก์ด ์žˆ๋Š” ๊ฒฝ์šฐ: ๋งค์›” ์ฒญ๊ตฌ์„œ ๋ฐœ์†ก ์‹œ ๋ฌด๋ฃŒ ์ฃผ์ฐจ๊ถŒ 2๋งค ํฌํ•จ

3๊ฐœ์›” ๋ฌด์ด์ž ํ• ๋ถ€

– ํ˜„๋Œ€๋ฐฑํ™”์  ์นด๋“œ๋ฅผ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ๊ณณ์ด๋ผ๋ฉด ์–ด๋””์„œ๋‚˜

– ์—ฐ์ค‘ 2 ~ 3๊ฐœ์›” ๋ฌด์ด์žํ• ๋ถ€ ๊ฐ€๋Šฅ

– 5๋งŒ์› ์ด์ƒ ๊ฒฐ์ œ ์‹œ์— ํ•œํ•จ

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ์—ฐํšŒ๋น„

์—†์Œ

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ๋””์ž์ธ

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ๋ฐœ๊ธ‰๋ฐฉ๋ฒ•

ํ™ˆํŽ˜์ด์ง€์—์„œ ์‹ ์ฒญํ•ฉ๋‹ˆ๋‹ค

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ์œ ์˜์‚ฌํ•ญ

์œ ์˜์‚ฌํ•ญ๊ผญ ํ™•์ธํ•˜์„ธ์š”!

๋ฐฑํ™”์ ์€ ์•„๋ž˜ ๊ฐ ํ˜ธ๋ฅผ ์ œ์™ธํ•˜๊ณ ๋Š” ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ ๋ณ€๊ฒฝํ•  ์ˆ˜ ์—†์Šต๋‹ˆ๋‹ค.

– ๋ฐฑํ™”์ ์ด ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ ๋ณ€๊ฒฝํ•˜๋Š” ๊ฒฝ์šฐ ๋ณ€๊ฒฝ์‚ฌ์œ , ๋ณ€๊ฒฝ ๋‚ด์šฉ ๋“ฑ์„ ๊ฐ ํ˜ธ์˜ ๊ธฐ๊ฐ„์— ๋”ฐ๋ผ ์„œ๋ฉด๊ต๋ถ€, ์šฐํŽธ ๋˜๋Š” ์ „์ž์šฐํŽธ, ์ „ํ™” ๋˜๋Š” ํŒฉ์Šค, ํœด๋Œ€ํฐ ๋ฉ”์‹œ์ง€ ๋˜๋Š” ์ด์— ์ค€ํ•˜๋Š” ์ „์ž์  ์˜์‚ฌํ‘œ์‹œ ์ค‘ 2๊ฐ€์ง€ ์ด์ƒ์˜ ๋ฐฉ๋ฒ•์œผ๋กœ ๊ณ ์ง€ํ•˜์—ฌ ๋“œ๋ฆฝ๋‹ˆ๋‹ค. ๋‹ค๋งŒ, ์ œ3ํ˜ธ์˜ ๊ฒฝ์šฐ ๋ถ€๊ฐ€์„œ๋น„์Šค ๋ณ€๊ฒฝ์ผ 6๊ฐœ์›” ์ด์ „๋ถ€ํ„ฐ ์„œ๋ฉด๊ต๋ถ€, ์šฐํŽธ ๋˜๋Š” ์ „์ž์šฐํŽธ, ์ „ํ™” ๋˜๋Š” ํŒฉ์Šค, ํœด๋Œ€ํฐ ๋ฉ”์‹œ์ง€ ๋˜๋Š” ์ด์— ์ค€ํ•˜๋Š” ์ „์ž์  ์˜์‚ฌํ‘œ์‹œ ์ค‘ 2๊ฐ€์ง€ ์ด์ƒ์˜ ๋ฐฉ๋ฒ•์œผ๋กœ ๋งค์›” ๊ณ ์ง€ํ•˜์—ฌ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

– ๋‹ค๋งŒ, ์ œ3ํ˜ธ์˜ ๊ฒฝ์šฐ ๋ถ€๊ฐ€์„œ๋น„์Šค ๋ณ€๊ฒฝ์ผ 6๊ฐœ์›” ์ด์ „๋ถ€ํ„ฐ ์„œ๋ฉด๊ต๋ถ€, ์šฐํŽธ ๋˜๋Š” ์ „์ž์šฐํŽธ, ์ „ํ™” ๋˜๋Š” ํŒฉ์Šค, ํœด๋Œ€ํฐ ๋ฉ”์‹œ์ง€ ๋˜๋Š” ์ด์— ์ค€ํ•˜๋Š” ์ „์ž์  ์˜์‚ฌํ‘œ์‹œ ์ค‘ 2๊ฐ€์ง€ ์ด์ƒ์˜ ๋ฐฉ๋ฒ•์œผ๋กœ ๋งค์›” ๊ณ ์ง€ํ•˜์—ฌ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.
1. ๋ฐฑํ™”์ ์˜ ํœด์—… ยท ํŒŒ์‚ฐ ยท ๊ฒฝ์˜์ƒ์˜ ์œ„๊ธฐ ๋“ฑ์— ๋”ฐ๋ฅธ ๋ถˆ๊ฐ€ํ”ผํ•œ ๊ฒฝ์šฐ
1์˜2. ์ œํœด์—…์ฒด์˜ ํœด์—…ยทํŒŒ์‚ฐยท๊ฒฝ์˜์ƒ์˜ ์œ„๊ธฐ๋กœ ์ธํ•ด ๋ถˆ๊ฐ€ํ”ผํ•˜๊ฒŒ ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ ์ถ•์†Œยท๋ณ€๊ฒฝํ•˜๋Š” ๊ฒฝ์šฐ๋กœ์„œ ๋‹ค๋ฅธ ์ œํœด์—…์ฒด๋ฅผ ํ†ตํ•ด ๋™์ข…์˜ ์œ ์‚ฌํ•œ ๋ถ€๊ฐ€์„œ๋น„์Šค ์ œ๊ณต์ด ๋ถˆ๊ฐ€ํ•œ ๊ฒฝ์šฐ
2. ์ œํœด์—…์ฒด๊ฐ€ ๋ฐฑํ™”์ ์˜ ์˜์‚ฌ์— ๋ฐ˜ํ•˜์—ฌ ํ•ด๋‹น ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ ์ถ•์†Œํ•˜๊ฑฐ๋‚˜ ๋ณ€๊ฒฝ ์‹œ, ๋‹น์ดˆ ๋ถ€๊ฐ€์„œ๋น„์Šค์— ์ƒ์‘ํ•˜๋Š” ๋‹ค๋ฅธ ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” ๊ฒฝ์šฐ
3. ๋ถ€๊ฐ€์„œ๋น„์Šค๋ฅผ 3๋…„ ์ด์ƒ ์ œ๊ณตํ•œ ์ƒํƒœ์—์„œ ํ•ด๋‹น ๋ถ€๊ฐ€์„œ๋น„์Šค๋กœ ์ธํ•ด ์ƒํ’ˆ์˜ ์ˆ˜์ต์„ฑ์ด ํ˜„์ €ํžˆ ๋‚ฎ์•„์ง„ ๊ฒฝ์šฐ

* 1ํ˜ธ, 1ํ˜ธ์˜2, 2ํ˜ธ : ์‚ฌ์œ ๋ฐœ์ƒ ์ฆ‰์‹œ
* 3ํ˜ธ : ๋ถ€๊ฐ€์„œ๋น„์Šค ๋ณ€๊ฒฝ์ผ 6๊ฐœ์›” ์ด์ „

์ด์šฉํ•œ๋„

– ์นด๋“œ ์ด์šฉํ•œ๋„๋Š” ์‹ ๊ทœ ๊ฐ€์ž…์‹œ ํšŒ์›์ด ์‹ ์ฒญํ•œ ๊ธˆ์•ก๊ณผ ๋ฐฑํ™”์ ์˜ ์‹ฌ์‚ฌ๊ธฐ์ค€์„ ์ข…ํ•ฉ์ ์œผ๋กœ ๋ฐ˜์˜ํ•˜์—ฌ ์‚ฐ์ •ํ•œ ํ›„ ์นด๋“œ๋ฐœ๊ธ‰์‹œ ํ†ต๋ณดํ•˜์—ฌ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

– ์นด๋“œ ์ด์šฉ๋Œ€๊ธˆ์„ ์—ฐ์ฒดํ•˜์‹ค ๊ฒฝ์šฐ ์—ฐ์ฒด ์ด์ž๊ฐ€ ๋ถ€๊ณผ๋˜๋ฉฐ, ํšŒ์›๋‹˜์˜ ์นด๋“œ ์ด์šฉํ•œ๋„๊ฐ€ ํ•˜ํ–ฅ ์กฐ์ •๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋˜ํ•œ ๋‹น์‚ฌ ๋ฐ ํƒ€ ๊ธˆ์œต๊ธฐ๊ด€์˜ ์—ฐ์ฒด, ๊ธฐํƒ€์˜ ์‚ฌ์œ ๋กœ ํšŒ์›๋‹˜์˜ ์‹ ์šฉ๋„๊ฐ€ ์•…ํ™”๋˜์—ˆ๋‹ค๊ณ  ํŒ๋‹จ๋˜๋Š” ๊ฒฝ์šฐ ํ•œ๋„ ํ•˜ํ–ฅ ๋ฐ ์นด๋“œ ์ด์šฉ์ด ์ •์ง€๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

ํ• ๋ถ€ ์ˆ˜์ˆ˜๋ฃŒ์œจ ์•ˆ๋‚ด

– 2~3๊ฐœ์›”: ๋ฌด์ด์ž

– 4~5๊ฐœ์›”: ์—ฐ 12%

– 6~9๊ฐœ์›”: ์—ฐ 15%

– 10~12๊ฐœ์›”: ์—ฐ 19%

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ์ฐธ๊ณ ์‚ฌํ•ญ

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํ˜œํƒ, ๋ฐœ๊ธ‰๋ฐฉ๋ฒ•, ์—ฐํšŒ๋น„ ์žฅ๋‹จ์  ์•„๋ž˜์—์„œ ์‚ดํŽด๋ดค์Šต๋‹ˆ๋‹ค.

์ฃผ์š” ์‚ฌํ•ญ ์ •๋ฆฌํ•˜๊ณ  ๋งˆ์น˜๊ฒ ์Šต๋‹ˆ๋‹ค.

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ํ˜œํƒ์€ ๋ฌด์—‡์ธ๊ฐ€์š”?

ํ˜„๋Œ€๋ฐฑํ™”์ /์•„์šธ๋ › 5%ํ• ์ธ/ํ˜„๋Œ€๋ฐฑํ™”์  2์‹œ๊ฐ„ ๋ฌด๋ฃŒ์ฃผ์ฐจ/3๊ฐœ์›” ๋ฌด์ด์žํ• ๋ถ€<๋ณธ๋ฌธ์—์„œ ์ž์„ธํ•œ ๋‚ด์šฉ ํ™•์ธํ•˜์„ธ์š”>

ํ˜„๋Œ€๋ฐฑํ™”์ ์นด๋“œ ์—ฐํšŒ๋น„๋Š” ์–ผ๋งˆ์ธ๊ฐ€์š”?

์—†์Šต๋‹ˆ๋‹ค. <๋ณธ๋ฌธ์—์„œ ์ž์„ธํ•œ ๋‚ด์šฉ ํ™•์ธํ•˜์„ธ์š”>

์นด๋“œ์‚ฌ๋ณ„ ํ™ˆํŽ˜์ด์ง€

ํ˜„๋Œ€์นด๋“œ์‹ ํ•œ์นด๋“œ์‚ผ์„ฑ์นด๋“œ
์šฐ๋ฆฌ์นด๋“œํ•˜๋‚˜์นด๋“œ๋กฏ๋ฐ์นด๋“œ
๋†ํ˜‘์นด๋“œBC์นด๋“œ๊ตญ๋ฏผ์นด๋“œ

ํ•จ๊ป˜๋ณด๋ฉด ์œ ์šฉํ•œ ๊ธ€

๋„ค์ด๋ฒ„ ํ˜„๋Œ€์นด๋“œ ํ˜œํƒ ๋ฐœ๊ธ‰๋ฐฉ๋ฒ• ์—ฐํšŒ๋น„
์‹ ํ•œ์นด๋“œ Mr.Life ์นด๋“œ ํ˜œํƒ ๋ฐœ๊ธ‰๋ฐฉ๋ฒ• ์—ฐํšŒ๋น„
LOCA LIKIT 1.2 ์นด๋“œ ํ˜œํƒ ๋ฐœ๊ธ‰๋ฐฉ๋ฒ• ์—ฐํšŒ๋น„

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